Author: Mary Drexler

Make a difference in your business and with mini-credits!

The difference. That is the main of all the elements that must be taken into account today to undertake in the digital market. It is, in other words, the most important of the indicators of success of ecommerce and it is because, in a market as wide as online, excelling with respect to your competition is too complicated.

But how can we make a difference in our business and with mini-credits ?

But how can we make a difference in our business and with mini-credits ?

As we commented, to stand out today on the Internet and place yourself in an interesting position that allows you to have an intense flow of visits in your business, it is necessary that you compete, that you fight with your opponents, that is, with other people who are dedicated to offer the Same services you provide.

And to compete, it is not only necessary to hire an expert agency in Online Marketing that adopts a good strategy for us; We also need to give our business that differential touch, that distinctive air that makes us distinguish ourselves from the competition.

Yes, offering good prices is important as it is also to be well positioned and as it is also to have a varied catalog of products, but none of that works if all we offer can be done by another company that is dedicated to the same as us .

To succeed, you have to make a difference and why mini-credits are easy to understand.

To succeed, you have to make a difference and why mini-credits are easy to understand.

Probably, if you have not yet managed to make that difference we are talking about, it is not because you did not want to. Obviously, all companies like to be singled out for “having that others don’t”. If you have not done so, it is surely because it requires actions that cost money, money that you can get with mini-credits.

It is true that any improvement you want to make and any innovation that arises in any business involves costs that most SMEs can not afford today. Therefore, mini-credits are that interesting option that no company would want to waste.

Making a difference is the basis of online business success.

Mini-credits for communions

First Communion is a religious ceremony that children expect with as much uncertainty and nervousness as illusion. For them it is a very special day that, in addition, they will only live once in a lifetime and that is why they are looking forward to their arrival. For parents, despite being aware that it is a unique moment for their children, it is a rather noticeable expense, especially since, given the importance it has for children this day, they want to celebrate it big, although sometimes, to to be able to do it, they need mini-credits .

So, for cases like these, mini-credits can be the solution.

If we stop to think about all the aspects that we must take into account to prepare and organize the First Communion, we will see that the disbursement that this entails is, at least, significant. For example, one of the main elements of all Communion is the place where it will be celebrated. And it is one of the main ones because, depending on the site chosen, it may be subject to availability, so we must request it as early as possible.

If that place is a farm, a restaurant or a villa that is dedicated to the organization of events of this type, it may give us the option to include catering services or have a buffet, which can foreseeably reduce costs, by be a kind of package that integrates both.

There are those who request mini-loans only to cover expenses of this type.

There are those who request mini-loans only to cover expenses of this type.

Also invitations and reminders for guests have a cost that families often can not afford, although there are specialized companies that try to find beautiful solutions while economic.

The photo album and the suit are essential for any child who is going to make First Holy Communion and are also two of the factors that most cost, as well as the celebration itself, in which the cake must be included, magicians and clowns, bouncy castles and any other kind of services with which parents want to surprise their little ones.

Although it may seem somewhat simpler than it really is, First Communion is a matter of dispute between parents many times, since there are very large projects but a budget too tight.

Cheap Credit – Real Estate Purchase

Especially in metropolitan areas and large cities, the search for a suitable property is often not the biggest problem. Real estate can be even more expensive in a few years than it is today. Since financing is offered by numerous banks, it is not always easy to find a cheap loan to buy a home. We help you with our real estate loan calculator to quickly find a cheap loan. If this can not be paid completely out of pocket, you can currently get a loan on favorable terms.

For real estate loans the most common question: how much can I even allow myself?

For real estate loans the most common question: how much can I even allow myself?

The search for a suitable property is often not the greatest detail, especially in metropolitan areas and large cities. Real estate loans are sometimes not the optimal answer – especially when it comes to sums in the low six- or five-fold percentage range, because a classic installment loan is sometimes better to procure and better use.

With real estate loans, the question arises: how much can I even allow myself?

With real estate loans, the question arises: how much can I even allow myself?

Even though the amount of the monthly burdens has been determined in detail, it is not clear whether the banks will participate in the refinancing. In the case of a real estate loan, we first weigh the credit risk on the basis of three questions:

To what extent will the capital be contributed?

If the borrower stops serving the loan, the economic loss should be as low as possible. However, because the purchase of a property is associated with one-time expenses such as notary fees and land transfer tax, the house bank does not want to bear the cost risk.

Real Estate Loans = Equity!

Real Estate Loans = Equity!

Anyone who already finds out that the chance of getting a real estate loan is low should consider: is there a favorable installment? The total amount is lower here than for a property-specific loan, but can be taken into account if the financing is provided by several people.

A favorable and long-term installment loan can certainly pay off here. Unlike real estate loans, the house bank does not need capital here! Finally, the house bank wants to know something about a real estate loan: Which property is affected? If the borrower no longer services the loan (ie stops paying installments), the principal bank will endeavor to sell the property with the highest possible return.

However, this is only possible if the property is sufficient for potential customers. For example, a classic loan can certainly pay off for the borrower if the property is unusual or even slightly smaller. Try it for free and call the Credit Calculator!

Borrowing money without income requirements | Loans Without Jobs | Blank loans without income

Borrowing money without income requirements, there are two sides to it. At Good Finance you will find lenders who do not place high demands on you as a borrower. Borrow money without claiming income via Good Finance.

If you have low income or maybe studying and need to borrow money without any income requirements, it can be difficult to find a lender you can apply to. At Good Finance we list lenders where you can borrow money without any income requirements.

There are no questions asked about what to do with the loan


And you get a quick answer to your loan application. Only you know that you can repay the loan even when you borrow from a lender who does not set as high requirements on you as a bank. Borrowing money without a requirement for income is for you who really need to take out a loan to aggravate a situation you are in. If you are going to borrow a smaller sum, you are not as demanding as a borrower. We list several Blanc loans at Good Finance so you can compare different loan options.

If you need to borrow money with no income requirement, we at Good Finance will help you find a loan alternative you can apply for. You will find several lenders that offer loan with a payment note if you have previously had notes with the Crown Prosecutor. We also list lenders you can borrow money without UC with bankID at Good Finance. We list lenders for you who need to borrow money without any income or huge loan income. With these lenders, you do not need to provide any security to the lender for the loan that you need to make with a mortgage loan for example. At Good Finance you will find the lenders who give you an honest chance on your loan application instead of giving a direct rejection.

Borrowing money without any demands on income and security so you can get money to solve the situation you are in. That you are left without a job is never fun and especially not when the money starts its own. Borrow money without claiming income via Good Finance. We list several loans with no income you can apply for today.

Loans without a job

Loans without a job

Loans without a job may sound difficult to find, but there are alternatives for you in the Swedish loan market. If you stand between two jobs, you can still apply for a loan that you previously declared. Likewise, if you are a student and need a job-free loan or borrow money without any income requirements, you can apply and state your tuition as income. If you are a pensioner, it can be difficult to get a loan from the bank. We list lenders where you can apply for a loan without a job and get money for exactly what you need today. When applying for a loan without a job, it is important that you really know that you can pay off the loan. The loan quickly becomes much more expensive if you do not stick to the original installment plan. Borrow money with no income requirement for you to.

At Good Finance, we list lenders who place lower demands on you as a borrower when you need to borrow money without any income requirements. If you have just gotten rid of the job, it can sometimes be life-changing with a quick loan to be able to reload and look for new jobs. If you have problems getting a loan, we list several sms loans without UC for those who do not want a UC taken when you apply for a loan. If you have trouble getting a loan, you can apply with a co-borrower. The assumption then is that the person you are applying for has no remarks or the like. Apply for a loan without a job through one of the lenders we list that offers you to borrow money without any requirement of income or security. If you stand between two jobs, we help you find a solution so you can get money today.

Blank loans without income

Blank loans without income for those who have low income and need a loan. If you are looking for a lender you can borrow money with no income requirements, we have options for you. At Good Finance we have listed lenders that do not require high income from you. When applying for bank loans without income, you do not need to provide any security for the loan. We list several loan intermediaries that can help you find a bank loan without income or huge income. Instead of looking for yourself, a loan broker collects several loan options for you directly. It is also only taken as a credit report when you apply through a loan broker. If you are going to borrow money without a claim on income yourself, a credit report is taken every time you apply to a new lender.

Blank loans are similar to a loan with no collateral. If you are in need of borrowing money with no income requirements, we can help you find lenders at Good Finance. As long as you know you can pay back according to what you and the lender agree. If you cannot repay the loan, you should not apply for a bank loan without income. We list lenders who do not place unreasonable demands on you as a borrower.

Samsung s9 on credit, samsung smartphones on hire

That is why the price of such mobile devices exceeds several hundred euros (popular brands’ smartphones often exceed even 1000 euros). But how to buy this modern phone if its price is too high for most? In addition, the latest, latest models will cost even more than the existing ones.

How do you get on with innovative solutions if the salary is not enough for such purchases? Is it possible to buy a modern smartphone in several payments? That is exactly what we decided to discuss in our article.

Samsung S9 with incredible camera capabilities


Samsung is one of the leading manufacturers of smartphones, but Samsung differs from more expensive electronics brands in terms of affordability. This is not to say that Samsung’s smartphone quality is lagging behind its competitors, but Samsung definitely wins. Samsung’s latest flagship is the fresh Galaxy S9 with incredible new camera capabilities that outperform the human eye in terms of features.

The capabilities of the new Samsung will surprise its owners :

  1. The camera captures precise, bright shots in all weather conditions, as it can ‘adapt’ to the environment much like the human eye.
  2. The usual protection system against dust, dirt and water.
  3. Precise picture, even at night or on a bright day .
  4. Possibility to record slow motion video with added music and highlights.
  5. The screen of the Samsung S9 seems unlimited, thanks to the rounded edges of the smartphone, it does not extend beyond the boundaries of the camera body.
  6. The Samsung S9 has 1.4x more powerful speakers than previous smartphone models.
  7. The owner can unlock the Samsung S9 in one of 6 ways: puppet scanner, face recognition, PIN code, figure, fingerprint.
  8. Create unique personalized emojis that convey your emotions, sounds or emotions. An opportunity to share your personalized emoji on social networks.
  9. Connecting a docking station and monitor to the Samsung S9 allows you to fully imitate your PC .

And yes, such capabilities of the Samsung S9 leave no one indifferent, but how do you find an affordable and transparent source of financing for your smartphone? Here too, the brand has found the answer: credit, of course!

How and Where to Buy on Samsung S9 Credit

How and Where to Buy on Samsung S9 Credit 

Compare and match credit terms on the Samsung S9, first and foremost through online stores. The most optimum and proven option is the Samsung S9 on credit with Tele2. You can see the funding program right away on the operator’s website. The offer is only available to customers with a connection. If you are not already a Tele2 subscriber, you can order any of the available tariff plans:

  1. tariff plan – 1.5 GB;
  2. tariff plan – 5 GB;
  3. tariff plan – No Limit;
  4. tariff plan – Young people;
  5. tariff plan – Seniors.

Note that the seller-operator offers a bargain price for the Samsung S9 in case you want to buy a smartphone right away. This will save you 300 euros (859-559). The price of Samsung S9 already includes VAT, if necessary the buyer can insure the purchase. Repayment period – 24 months with the option of early repayment of the outstanding debt .

Reducing the price immediately by 300 euros makes the monthly loan payment even more affordable: just 21.19 euros. Depending on the selected tariff plan, Tele2 will immediately indicate the amount of the monthly payment that will be charged not only for the new Samsung S9 but also for the communication services.

Key Benefits of Buying Samsung S9 in Tele2 Online Store

  • A loan is a non-interest payment so you don’t pay anything.
  • Delivery of the purchased device in the territory of Latvia is free of charge.
  • If your Samsung S9 doesn’t live up to your expectations, you can return your smartphone within 14 days of receiving it.
  • 2 years warranty.

If you’re an avid fan of innovative technology, you can also choose a cheaper smartphone under the same conditions, but at a lower price:

  1. Samsung 4S – 250 Euro (monthly payment – 10.39 Euro).
  2. Samsung А20е – 169 euros (monthly payment – 6.89 euros).
  3. Samsung А10 – 159 Euro (monthly payment – 5.99 Euro).
  4. Samsung А40 – 239 Euro (monthly payment – 9.19 Euro).

Samsung S9 offers are also available at other online stores, so the next borrower can analyze all existing credit offers with the help of a credit calculator offered by any online store. The main creditors of such stores are third parties – private finance companies , from which it is much easier to get approval than from banks. In order to purchase Samsung S9 on credit, the borrower only has to meet the basic requirements: be of legal age, have permanent residence in the territory of the Republic of Latvia and have a positive credit history.

Financial Services Offers in Croatia – Online Loan

The financial services we are all less familiar with and offered by banks are somewhat different from the financial services offered by various lending companies. The latter are quite a fresh offering in our market (though they have been around for about ten years), given the banking financial services we are all familiar with.

Offering financial services not offered by banks!

The supply of financial services to credit companies, which is now finally the same in our country as in other, more developed countries of the European Union, is still relatively unknown in our market. Credit companies therefore emphasize that their financial services offer is constantly evolving; and according to what they believe meets the needs of the average client.

Thus, financial companies model the supply of financial services by listening to the market and the needs of the population, so that those who do not want or cannot use the offer of financial services of banks benefit from them. The offer of financial services certainly includes micro-loans online!

Offering financial services as needed by citizens

And while more and more credit institutions are emphasizing how they tailor their financial services offerings to citizens and current trends, not every company offers the same services as others. However, there are a few things that are more or less included in the offer of financial services: so-called sms loans, quick loans, micro loans, quick, non-certified employer loans, online loans and other types of financing that should help to those who need it most…

Much of this, as we noted, differs from one loan company to another, but we will try to list some financial services that are similar to them all in their offer. Most of them give quick cash loans of smaller amounts (around HRK 6,000) with a repayment period of five months or 150 days.

It is also important to note that financial services are short-term in turn, giving the borrower an opportunity to repay quickly and also to re-borrow if needed. Of course, if you used some of the financial services offered by a company (and agreed to repay it on time), in case you need them again, crediting will be even easier and faster.

SMS credit financial service

money loan

Credit companies were the first to introduce SMS financing. The point is to get a loan or a loan as fast as possible, or to kind of “reward” clients who have already used something from their financial services offering; loan or loan; so the second time they can get it by simply sending a text message – without pledges, bank certificates, notaries or employers’ certificates, but also without hidden costs, traps or small letters …

Online financial services offer

money loan

Because they offer credit services through their websites, offering financial services online or online applies to all, new and old customers. This financing service includes fulfilling, but also submitting, a request that decides whether a certain amount of money will be approved to you.

A tablet, pc or any smartphone can be used to offer financial services online. The Internet, just like SMS, is the fastest and safest way to get money within 15 minutes of the delivery of the signed documentation, and the payment is also made exclusively electronically, directly to the client’s current account.

Client privacy guaranteed

Client privacy guaranteed

Thanks to online business, credit companies can run their business completely openly and transparently, with no hidden costs. Therefore, each client is aware in advance of the amount of money he / she returns, that is, the principal and interest. The discreet approach seeks to work with each client individually to give him or her a fair relationship with confidence – a practice that all credit institutions have.

Offering non-bank financial services is constantly expanding and evolving, trying to meet all customer needs. Client information is stored and shared with others, giving everyone maximum privacy. Financial services offerings at most credit companies include professional advice from employees to help build a good relationship with customers and partners.

Payday loans without transferring a penny for verification

Are you looking for payday pay without having to transfer a penny? Check out our article to learn what to look for and where to look for such payday loans!

Payday loans without transferring a penny – what makes these payday loans different?

Payday loans without transferring a penny - what makes these payday loans different?

In the borrowing process, it is a very important step for the lender to verify the customer’s bank account. Sometimes it is a prerequisite that the borrower must meet in order to receive a positive decision to grant payday loans online. What if our account is empty or is occupied by a bailiff? Do you urgently need a loan? See what is characterized by instant pay without transferring a penny. Currently, borrowers have a chance to get financial help without having to make a verification transfer. Instant payments without transferring a penny are available in non-bank companies that use special applications to verify user data on a bank account. Checking the data is very important because it confirms to the loan company that the account given in the form belongs to the borrower. Thanks to this, non-bank companies care for the safety of their clients. When receiving a transfer from the borrower’s account, the financial institution sees information about the sender.

Payday loan is a popular product designed for people who want to get a low loan amount and are able to pay off their liabilities in a short time. The advantage of short-term online loans is that as new customers we have the chance to get the first loan completely for PLN 0. Non-bank companies are also trying to organize competitions and promotions for their regular and new clients. Payday loans without the need to transfer a penny are distinguished by a minimum of formalities, which means that the money on the customer’s bank account goes quickly.

Online payday loans without transferring a penny – where do you get a payday loan without transferring?

Online payday loans without transferring a penny - where do you get a payday loan without transferring?

Online payday loans without transferring a penny can be found in non-bank companies that verify customer accounts using special applications.

The first application that lets us get payday loans online without transferring a penny is Instantor. After completing the loan application, the borrower will be able to choose whether he wants to make a traditional transfer of PLN 0.01 to the lender’s bank account or wants to use the Instantor application. The Instantor service allows express confirmation of the customer’s identity and obtaining the necessary financial data. It works on the principle of screen scraping, i.e. automatically downloading the customer’s credit history. Data is subsequently processed and the system creates a special report that informs the lender of the borrower’s creditworthiness. The process takes place without user intervention. By obtaining the necessary data, non-bank companies give decisions on whether to grant or reject a loan application.

Payday loan without a penny, or payday pay without formalities

A payday loan without a penny means that the formalities are reduced to a minimum. By using one of the applications listed above, which verify the data on the customer’s bank account, in order to compare them to the data we provided in the loan application, we are able to accelerate the process of obtaining a decision to grant or reject a loan application. If you care about time and need money for already, it is worth checking the offers of non-bank companies that offer payday loans without transferring a penny.

Let us remember, however, that during the user registration and borrowing process, loan companies also verify their claimants in the debtors’ databases. If we are people who in the past had problems with paying the financial institution, in this case, look for offers in which we will find payday loans without BIK without transferring a penny. Some lenders grant loans to people in debt. However, these are offers whose process of obtaining them is certainly slightly longer. The lender usually asks for a person who decides to help the borrower and agrees to become his guarantor. In a sense, it is a collateral for a non-bank company if the customer fails to record the loan repayment.

Payday loans for 60 days free List of Companies

The payday loans shall always be paid in full after the deadline specified in the contract. The basic duration of the contract (30 days) may be too short for many consumers.

Unexpected expenses will appear quickly, and it may take some time for everyone to get back to a stable financial position. Products with a longer repayment period have been prepared for such people.

Free payday loan for 60 days at Fast Loan company

You will get the fastest time for 60 days on the internet. All you have to do is log in to the website of the selected company and then apply for a loan. The company will assess your creditworthiness and make a withdrawal to your bank account. The whole procedure can take several minutes.

There are 3 companies on the market that offer products with extended repayment dates. Two of them are free (Quick Loan and Money Man). You have to pay PLN 10 for a loan from Wonga – which does not change the fact that it is a very safe and popular product.

Advantages of payday loans for 60 days


The main advantage of a longer repayment period is a greater chance of changing your financial situation (increasing your income). In this way, loan companies minimize the chance of difficulties in repaying the liability.

There are many non-bank loans with a longer repayment period on the market – but they are hard to call payday loans. In instant loans, the most important thing is instant access to funds.

When collecting an installment loan, the company will require you to provide relevant documents, and this will extend the time to withdraw funds. In addition, with installment loans, companies analyze the customer’s creditworthiness in detail – for payday loans, this check is a cursory.

Most companies that provide typical payday loans (limited checks + instant payout) only do this for 30 days. The purpose of free loans is to expand the customer base – therefore it is more profitable for companies to sell shorter products. Further loans in the selected company are already payable.

Remember that payday pay remains free only if you meet your obligations on time. If you exceed this deadline – the company will impose additional fees on you.

Disadvantages of payday loans for 60 days

Disadvantages of payday loans for 60 days

When collecting loans – the most important thing is to correctly assess your financial standing. Companies do not perform a detailed analysis of each client’s creditworthiness. Without providing different documents, this is simply not possible. On the other hand, requiring documents significantly delays the loan payment date. Therefore, in the case of payday loans, the burden of creditworthiness assessment lies with the customer.

Many consumers of payday loans overestimate their options and charge more than they can pay back. Then various problems arise. Most companies charge significant fees for the extension of payday pay (most often it is from 100 to 200 PLN for extending the deadline by 7 days). If the repayment deadline is significantly exceeded – the contract may be terminated and penalty interest and recovery costs will be charged to the client.

Who can apply for loan restructuring?

Most of us use the option of taking out a loan. It is often the only way to buy a flat or a good car. However, there are times when repayment of a loan becomes a problem.

Restructuring of liabilities is advisable.

One of the encountered cases of debt relief is the restructuring of the mortgage loan. The mortgage loan amounts to high amounts and is spread over many years. It is no wonder that in such a long loan period random events may arise, which will result in problems in paying off the debt. It could be job loss or unexpected expenses. Few people know that if you find a new job after losing your job, you can also apply for a reduction in loan installments. Similarly, if you have a disease that may cause you to be unable to work for some time. Considering the expenses related to the possible treatment and purchase of medicines, this is particularly acute. Another example is entrepreneurs whose companies have very high incomes in one financial year and low in others.

Worth knowing! The longest loan term you can currently apply for in banks is 50 years.

Restructuring can be done in different ways. One option is to lower the installment . This involves extending the loan period. Another way is to suspend repayments for a period of time (for example, six months). The most important rule during negotiations with the bank is the fact that the bank must be guaranteed that in the near future the borrower’s situation will improve and he will be able to continue paying the installments. Who can apply for restructuring? Virtually anyone who expects to spend more in the near future or reduce their income. However, if the bank’s client did not try to restructure in advance, and in addition he is already in arrears with payments, and even has been recovered – there is still the possibility of reversing this situation also through restructuring. It should be remembered that for the bank reaching for hard debt collection methods is also not a convenient solution, because the bank incurs high losses in the event that such solutions prove ineffective.

Therefore, loan restructuring is the optimal solution for both parties.

Therefore, loan restructuring is the optimal solution for both parties.

Therefore, people with a bank loan who are unable to pay installments at all, or in the same amount as before, can apply for a debt relief. To apply for restructuring, you must submit a relevant application to the bank and use appropriate arguments to illustrate the situation. It is important to support them with reliable documentation.

What is microcredit?

Whether personal or professional, microcredit makes it possible to borrow modest amounts at a reduced rate. This is an attractive option for people who can not take out conventional credit. But beware, it is obtained under certain conditions. Boris Godunov goes around the question for you. Types of credits – by – published on April 23, 2019 February 21, 2019 Share on

Personal Microcredit or Professional Microcredit?

Personal Microcredit or Professional Microcredit?

Microcredit is a loan guaranteed by the state and the banks. It offers the opportunity for people who can not obtain a conventional consumer credit to finance their projects whether they are personal or professional.

Are you an individual ? You can contract a personal microcredit from 300 to 5,000 dollars at rates between 1.5% and 4%. The microcredit professional offers the possibility of borrowing up to 10,000 dollars at a minimum rate of 5%. The repayment period of the microcredit can be between 6 months and 4 years .

What can a microcredit finance?

You can use a microcredit to buy a car, a scooter or an electric bike . This loan also makes it possible to finance a deposit , to cover the costs of a training course , a driving license or still unreimbursed health care . In the professional context, microcredit helps to finance equipment (computer, stock of goods, vehicle) or the creation of working capital (cash).

What microcredit does not finance

This loan is not intended to repay overdue loans or rent arrears. Neither is it a consumer credit : the purchase of a new TV or any other leisure device can not be financed by a microcredit.

Who is affected by microcredit?

This loan is for people whose professional situation or insufficient income does not allow them to take out a traditional bank loan. If you are a student , a young employee on fixed-term or part-time, unemployed or a beneficiary of the RSA , you are fully eligible for microcredit. People who are banned and banked at the Banque de France can also obtain a loan thanks to the microcredit.

How to apply for a microcredit?

Send your microcredit request to an association like Adie, Croesus or Habitat et Humanisme. These associations offer the possibility of applying for microcredit online . You can also contact a local mission or neighborhood authority. These organizations will help you build your microcredit file and defend it with a bank approved by the Social Cohesion Fund.

How much time to obtain a microcredit?

Generally, obtaining a microcredit is fast . If the organization to which you applied validates your request, count 2 weeks to 2 months before the release of the funds.

How to make the right choice of credit?

How to make the right choice of credit?

Before applying for a microcredit, make sure that you can not use a conventional credit to finance your project . By performing a simulation from our comparator of credit conso, you will be oriented to the best offers of the moment.

Hervé's advice!Perry’s advice! Compare the interest rates offered by credit agencies through our personal loan simulator!